LAHSC Financial Freedom Forum


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LAHSC Teens received wise financial advice during their recent "Financial Freedom Forum: Planning to be out on your own." Pictured with forum attendees are the guest speakers in the center back, from left: Terry Brown, David Branson, Amber Stone (in front of Branson) and Kassi Ramsey.
By Nate Horton

On Friday, Feb. 14, the Licking Area Home School Co-op (LAHSC) gathered at Rock Springs Baptist Church for their monthly session. While the two youngest classes learned through a series of fun activities, the teens attended the “Financial Freedom Forum: Planning to be out on your own.”
During the financial forum, various local business owners and advisors shared how the students might best manage their finances for a successful start to their independence. The four presenters, listed in speaking order, were David Branson, Terry Brown, Kassi Ramsey and Amber Stone.
David Branson of Texas County Mutual Insurance shared how the quality of your driving can directly affect not only your insurance but also the quality of your life.
Terry Brown, a Republican Candidate for State Representative Mo. District 142 and currently of People’s Community Bank in Cabool, spoke to the teens about loans, credit cards, maintaining good credit and the importance of good character in life.
The Right Away Rent-to-Own and Payday Loan owner, Kassi Ramsey, stressed future planning as she described the many unexpected expenses of living on your own. She also explained payday loans and how to maintain a good relationship with your landlord.
The final speaker, Amber Stone, a title insurance agent at Heitt Land Title, spoke on buying a house and/or property as well as land surveys. As an interactive example, Stone had the students perform a mock house purchase scenario. All four speakers shared a common theme as they stressed to the teens the importance of responsibility and integrity for a successful financial future.
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Heidi Malikowski teaches the LAHSC Middles Class about WWII, 
with the help of Lesley DeRuiter, during their recent monthly meeting.
The Middles Class, grades 2-6, continued their study of American history with a focus on World War II. In class, they examined the causes of the war, the countries involved, the leaders of the Axis and Allied powers, as well as the outcome of the war through the creation of lap-books. The Middles also enjoyed trying food from that timeframe such as Wartime Pumpkin Soup and Chocolate Biscuits. Jade DeRuiter shared his opinion of the food with a scrunched up nose. “The chocolate biscuits were not sweet, hardly tasted like chocolate and were dry. I’m thankful I don’t have to eat sweets from WWII!”
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Annie Shrock reads to the LAHSC Littles Class during their recent excursion into the life of a coal miner.

The youngest class, the Littles, at ages 3-6 years, focused on the industry of coal mining in the Appalachian Mountains and the challenging life of a coal miner. Their class time centered around the book, “The Rag Coat,” which also gave them a look at the treasured art of quilting. These little miners even experienced a fun mining excursion of their own as they searched for coal through blanket-covered tunnels.
The co-op session came to a close as a large group of the parents and children delivered baskets, boxes and jars filled with Valentine’s goodies to residents at Licking Residential Care Center. It brought smiles to both givers and receivers. It was a great way to end a great day.

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